FXIFY Review

1/2/3-Phase Evaluations
FXIFY offers the standard one, two, and three-phase challenges with optional add-ons. You can bump leverage to 1:50, switch to biweekly payouts, and push the split to 90%. The site explains the structure and platforms but doesn’t publish the exact profit targets or drawdown numbers. That’s less transparent than many rivals.

Time limits and first payout
You get unlimited time to pass. The “Fast Payouts” page says your first payout can be requested after your first funded trade with no minimum days. Some program pages mention a 50 USD minimum and five minimum trading days. That’s a conflict. Double-check in chat or the dashboard before you buy.

Add-ons
Leverage upgrade to 1:50, biweekly payout add-on, and profit split up to 90%.

Drawdown basics

• Daily (static): A set percent of your starting balance you can lose in one day. It resets the next day.

• Trailing: Moves up with your equity high-water mark. If trailing is 6% and you peak at 105,000, the floor is 98,700 until you make a new high.
  FXIFY offers both styles. Since the exact percentages aren’t posted, confirm the numbers for your program and size at checkout or with support.

Lightning Challenge
One step, 5% target, seven days to pass, then funding. EAs and copy trading are restricted, so check details if you rely on them.

Instant Funding
No evaluation. You trade right away. Payouts run on a 14-day cycle. Marketing mentions “instant” but the schedule is every two weeks, so set expectations accordingly.

Crypto Programs
Clear rules for crypto: 3% daily drawdown, 6% trailing overall, 25% consistency, and seven minimum trading days. Profit split can reach 100% depending on the plan. If you mainly trade crypto, this section is the most transparent.

MT4 and MT5 are available along with DXtrade. In October 2025 FXIFY introduced TradingView execution through a partnership with Alchemy Markets. Press and industry coverage note that users can open, manage and close trades directly inside TradingView using FXIFY credentials, which reduces context switching. This is a meaningful quality of life feature for discretionary traders with TradingView centric workflows

FXIFY sets clear rules to keep risk in check while letting you run your playbook.

News trading
Rules depend on the account. Instant Funding and Lightning require a five-minute buffer before and after news. Other accounts have no news restriction.

Automated trading
EAs are allowed on MT4 and MT5. They are not allowed on DXtrade or on Lightning accounts.

Copy trading
You can copy between your own FXIFY accounts. Third-party copying needs a verified master account statement.

Risk management
Lightning requires a stop loss on every trade.

Prohibited strategies
No HFT, latency arbitrage, tick scalping, or account sharing.

Weekends and holding
You can hold over the weekend and trade through news on all accounts except Lightning, which has limits on both.

First payout and cadence
FXIFY’s main marketing theme is speed. The firm states you can request your first payout on demand after closing your first live trade. The Three Phase program page confirms a minimum amount of 50 USD for that first withdrawal. After the first cashout the cadence is biweekly for most accounts. The Three Phase page also shows a monthly default with a biweekly add on option. Instant Funding uses a first 14 day window and then continues on a 14 day cycle.

Methods and processors
Rise requires KYC for anyone paying or getting paid on the platform. Community documentation for FXIFY’s payout process walks traders through completing Rise KYC and then requesting the payout from the FXIFY dashboard. Expect the same if you choose bank wire in a region where Rise is not supported.

Fees and refunds
Public pages and third party overviews show teaser pricing and frequent promotions. FXIFY markets fee reimbursement with your first payout for evaluation paths. That means your initial assessment fee is refunded once you reach the first withdrawal. The exact fee and the presence of promotions vary, so treat the checkout as the source of truth for your chosen size.

FXIFY gives you two pricing choices. Go raw with spreads from 0 pips and a $6 round-turn per lot on FX, metals, crypto and indices, powered by FXPIG’s feed. You’ll often see the tightest pricing on pairs like EUR/USD and XAU/USD during London and New York peaks, while spreads can widen a bit in quieter hours. If you prefer simplicity, pick the all-in feed with no commission. They don’t publish average spreads, so it’s smart to test a demo during your usual session. One catch for now is the lack of swap-free accounts, though they’ve said it’s on the roadmap.

• Major cards – Visa, Mastercard and American Express are accepted through FXIFY’s checkout.

• Other methods – FXIFY’s General T&Cs say you can pay by “a payment card or other means of payment that the Provider currently offers on the Website.” In practice that covers whatever shows at checkout during your purchase window.

Notes from public comms – FXIFY’s official social posts have also mentioned PayPal and crypto alongside card processing. Treat these as situational and confirm at checkout.

Channels
Support is available through the site chat and email. An active community presence exists across review sites and social channels. Response times are described as fast in many writeups, although this is anecdotal.

What traders talk about
The most common topics are payout timing, Rise KYC steps and leverage settings on specific instruments. There are occasional complaints about KYC rejections with Rise across multiple firms, which is consistent with standard compliance practice in payment processors. These items are not unique to FXIFY but are part of the operational reality when a firm uses third party payout rails.

Bobby Winters is the co-founder of FXIFY and also serves as the CEO of its parent company, FXPIG. The leadership team also includes co-founders Peter Brown and David Bhidey, bringing over 30 years of collective trading and brokerage experience to the firm.

FXIFY’s edge is speed to cash and platform flexibility. The first withdrawal on demand at a 50 USD minimum, the biweekly cadence after that and the TradingView integration will appeal to traders who want to turn performance into cash quickly. The crypto programs have clearly written 3 percent daily and 6 percent trailing limits. The main gap is that some CFD program percentages are not centralized on a single public page, which means you must verify the exact values at purchase and inside the dashboard.